Dallas County, Texas

Business Equipment Financing in Grand Prairie

Q: What credit score do I need to qualify?

We consider applicants with FICO scores as low as 500. Our data-driven underwriting looks at your overall business health, not just your personal credit score. Factors like monthly revenue, time in business, and cash flow patterns all play a role in approval decisions.

Q: What are the basic requirements to apply?

Generally, you need to be in business for at least 6 months with $15,000 or more in monthly revenue. You'll need to provide basic business information and bank statements. Requirements may vary by product type.

Q: Do I own the equipment with equipment financing?

It depends on the structure you choose. With an equipment loan, you own the equipment from day one. With a lease, you have the option to purchase the equipment at the end of the term. Both options may qualify for Section 179 tax deductions.

Q: What's the difference between a loan and a merchant cash advance?

A working capital loan has fixed payments over a set term (6-24 months). A merchant cash advance repayment is based on a percentage of your daily sales, so payments fluctuate with your revenue. MCAs can be better for businesses with variable income.

Q: I was rejected by my bank. Can I still qualify?

Yes, many of our clients come to us after being turned down by traditional banks. We use different approval criteria that consider your full business picture, not just credit scores. Our 90% approval rate for eligible applicants speaks to our flexibility.

Fast, flexible business financing for Grand Prairie companies. From equipment financing to working capital loans, we help local businesses grow.

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Same-day funding available for Grand Prairie businesses

4.8/5

1,500+ reviews on Trustpilot

50,000+

Businesses Funded

14+

Years Experience

A+ BBB Rating

Accredited Business

About Grand Prairie

Grand Prairie straddles Dallas, Tarrant, and Ellis counties, positioning businesses at the heart of the DFW metroplex. The Great Southwest Industrial District, spanning over 8,000 acres, represents one of the world's largest business parks and hosts distribution centers for Walmart, IKEA, and other major retailers.

Beyond industrial operations, Grand Prairie supports diverse businesses from retail at Grand Prairie Premium Outlets to entertainment venues like Traders Village, the largest flea market in Texas. The Wildlife Commerce Center on Belt Line Road continues to expand with new construction.

We work with Grand Prairie businesses from manufacturing firms in the Great Southwest to retail operations along I-20. Our financing helps local companies leverage the city's central positioning and industrial infrastructure for growth.

50,000+

Businesses Funded

90%

Approval Rate

Business financing consultation in Grand Prairie

Serving Grand Prairie Businesses

Strategic location at I-30 and I-20 intersection with SH 161 and SH 360 access, plus Trinity Railway Express connection at CentrePort Station.

Major Highways: I-30I-20SH 161 President George Bush TurnpikeSH 360Belt Line Road

Transit: CentrePort/DFW Airport Station (TRE)Trinity Railway Express

Home to Great Southwest Industrial District, one of the world's largest business parks with 8,000+ acres of industrial and commercial space

Local Landmarks Near Our Grand Prairie Clients

Traders Village

Grand Prairie Premium Outlets

Uptown Theatre

Turner Park

Wildlife Commerce Center

Our Services

Financing Solutions for Grand Prairie Businesses

We offer a full range of business financing options to meet your needs.

Equipment Financing

Finance equipment up to $10 million with flexible lease or loan options. Terms from 1-10 years with potential Section 179 tax deductions.

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Working Capital Loans

Access $5,000 to $600,000 in working capital with factor rates starting at 1.11. Get funded as fast as the same day.

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Merchant Cash Advance

Receive up to $600,000 based on your future sales. Repayment adjusts automatically with your revenue.

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Business Lines of Credit

Access revolving credit when you need it. Only pay interest on what you use with flexible draw and repayment options.

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SBA Loans

Access government-backed SBA 7(a) loans up to $5 million with longer terms and competitive rates through our partner network.

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Areas We Serve in Grand Prairie

We work with businesses throughout Grand Prairie and surrounding areas.

Downtown Grand Prairie

Great Southwest Industrial District

Dalworth Park

Mountain Creek

Wildlife Commerce Center

Uptown Theatre District

Financing Options for Grand Prairie

Our equipment financing and working capital loans are available throughout Grand Prairie. We also offer merchant cash advances, business lines of credit, and SBA loans for qualified businesses.

Equipment Financing

Finance equipment up to $10 million with flexible lease or loan options. Terms from 1-10 years with potential Section 179 tax deductions.

Working Capital Loans

Access $5,000 to $600,000 in working capital with factor rates starting at 1.11. Get funded as fast as the same day.

Merchant Cash Advance

Receive up to $600,000 based on your future sales. Repayment adjusts automatically with your revenue.

Success Stories

What Grand Prairie Business Owners Say

"The speed was incredible. We applied on Monday and had the equipment in our warehouse by Friday. No bank would have moved that fast."

Michael Chen

Owner, Chen Construction LLC

"After being turned down by two banks, Equipment Financing Dallas Pros approved us within hours. Their team understood our business and found the right solution."

Sarah Martinez

CFO, Dallas Medical Supply

"The flexible payment options have been a game-changer for our seasonal business. We can adjust payments based on our cash flow cycles."

James Wilson

Owner, Wilson's Auto Repair

Common Questions

Frequently Asked Questions

How fast can I get funded?

Pre-qualification takes just minutes with no impact on your credit score. Once approved, you can receive funding as fast as the same day for working capital loans and merchant cash advances. Equipment financing and SBA loans typically take longer due to additional documentation requirements.

What credit score do I need to qualify?

What are the basic requirements to apply?

Do I own the equipment with equipment financing?

What's the difference between a loan and a merchant cash advance?

I was rejected by my bank. Can I still qualify?

Nearby Service Areas

We also serve businesses in these nearby cities throughout the Dallas-Fort Worth metroplex.

Dallas

Dallas County

Irving

Dallas County

Ready to Grow Your Grand Prairie Business?

Get a free quote with no impact to your credit score. Same-day funding available.

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Get Funded in as Fast as 24 Hours