Upgrade Your Business Equipment with Flexible Financing

Q: What are the basic requirements to apply?

Generally, you need to be in business for at least 6 months with $15,000 or more in monthly revenue. You'll need to provide basic business information and bank statements. Requirements may vary by product type.

Q: Do I own the equipment with equipment financing?

It depends on the structure you choose. With an equipment loan, you own the equipment from day one. With a lease, you have the option to purchase the equipment at the end of the term. Both options may qualify for Section 179 tax deductions.

Q: I was rejected by my bank. Can I still qualify?

Yes, many of our clients come to us after being turned down by traditional banks. We use different approval criteria that consider your full business picture, not just credit scores. Our 90% approval rate for eligible applicants speaks to our flexibility.

Q: What can I use the funds for?

You can use your financing for virtually any legitimate business purpose: purchasing equipment, covering payroll, buying inventory, managing cash flow gaps, expanding operations, marketing, or handling unexpected expenses. We don't restrict how you use your capital.

Finance equipment up to $10 million with flexible lease or loan options. Terms from 1-10 years with potential Section 179 tax deductions.

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Why Choose Equipment Financing?

Upgrading your business operations shouldn’t drain your capital reserves. Our comprehensive equipment financing solutions help Dallas businesses acquire the machinery, vehicles, technology, and tools they need to grow—without large upfront investments.

Whether you’re in construction, healthcare, transportation, manufacturing, or any other industry requiring specialized equipment, we provide financing solutions up to $10 million through our trusted partner network.

Business professional shaking hands with equipment vendor in modern office with industrial equipment visible through window representing successful equipment financing deal

Equipment Financing vs. Equipment Leasing

Our financing options include both lease and loan structures, giving you the flexibility to choose what works best for your business situation:

Equipment Loan

Ownership: You own the equipment from day one
Tax Benefits: Claim depreciation and interest deductions
Equity: Build equity in the equipment as you pay down the loan
Down Payment: Typically 10-20% down

Equipment Lease

Lower Payments: Keep more cash available for operations
Tax Benefits: Lease payments are often fully deductible
Flexibility: Upgrade equipment at end of term
Down Payment: Often 0% down required

Not sure which option is right for you? Our equipment loan vs. lease comparison breaks down the decision factors.

Section 179 Tax Benefits

Both equipment loans and certain leases may qualify for Section 179 tax deductions, allowing you to deduct the full purchase price of qualifying equipment from your gross income. For tax year 2024, businesses can deduct up to $1,160,000 on qualifying equipment purchases. Learn more in our complete guide to Section 179 deductions.

Business accountant reviewing Section 179 tax deduction forms at desk with calculator and financial documents representing tax benefits of equipment financing

What Equipment Can You Finance?

Our partner network can finance virtually any type of business equipment:

Construction Equipment: Excavators, loaders, bulldozers, cranes
Vehicles: Trucks, vans, trailers, fleets
Medical Equipment: Diagnostic machines, dental chairs, imaging equipment
Technology: Servers, computers, software systems
Restaurant Equipment: Commercial ovens, refrigeration, POS systems
Manufacturing: CNC machines, lathes, assembly equipment
Office Equipment: Furniture, printing systems, telecommunications

Our Equipment Financing Process

Apply Online - Complete our simple application in about 5 minutes
Quick Review - Our team evaluates your business profile within 24-48 hours
Receive Offers - Get multiple financing options tailored to your needs
Choose Your Terms - Select the loan or lease structure that fits your budget
Get Funded - Funds disbursed directly to vendors or your account

Requirements for Equipment Financing

Time in Business: Minimum 6 months
Monthly Revenue: $15,000+ recommended
Credit Score: We consider FICO scores from 500+
Equipment Quote: Vendor quote or invoice for the equipment

Business owner standing proudly next to new heavy equipment in Dallas warehouse representing successful equipment acquisition through financing

Why Dallas Businesses Choose Us

Local Expertise: We understand the Dallas-Fort Worth market
Speed: Get approved and funded faster than traditional banks
Flexibility: Custom terms to match your cash flow
Relationships: Access to multiple lenders through our partner network
Support: Dedicated account managers throughout the process

Ready to upgrade your business equipment? Apply now for a free, no-obligation quote with no impact to your credit score.

Key Features

Financing up to $10 million
Flexible 1-10 year terms
Equipment serves as collateral
Lease or loan options available
Potential Section 179 tax deductions
Partner network for specialized equipment

Pricing Note: Rates and terms vary based on equipment type and creditworthiness

Ready to Get Started?

Pre-qualify in minutes with no impact to your credit score.

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Common Questions

Equipment Financing FAQ

What credit score do I need to qualify?

We consider applicants with FICO scores as low as 500. Our data-driven underwriting looks at your overall business health, not just your personal credit score. Factors like monthly revenue, time in business, and cash flow patterns all play a role in approval decisions.

What are the basic requirements to apply?

Do I own the equipment with equipment financing?

I was rejected by my bank. Can I still qualify?

What can I use the funds for?

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Join 50,000+ businesses that have trusted us with their financing needs.